10 Educational Insurance Plans in the Philippines

The cost of university education in the Philippines is rising rapidly, making it difficult for parents to afford their children’s education. However, there are educational plans available that can help parents secure their child’s future. These plans offer insurance coverage and savings options specifically designed for educational expenses. In this article, we will explore the top 10 educational plans in the Philippines that provide affordable options for every budget.

When it comes to securing your child’s future, it’s important to consider educational plans that not only provide financial assistance but also offer insurance coverage. In the Philippines, there are various options available that cater to different budgets and needs.

Whether you’re looking for a plan that offers a flexible payment scheme, comprehensive coverage, or investment options, these educational plans in the Philippines have got you covered. With the right plan, you can ensure that your child’s education is secure and that they have the financial support they need to succeed.

Join us as we explore the top 10 educational plans in the Philippines, from AXA Academic eXentials to Singlife Cash for Goals, and find the perfect plan to secure your child’s future.

AXA Academic eXentials

The AXA Academic eXentials is an affordable educational plan offered by AXA. It provides life insurance coverage that is equal to the total amount in your policy or five times your annual premium, whichever is higher. This plan is designed to ensure that there will be sufficient funds for your child’s college education in the future. With flexible payment options and affordable premiums, the AXA Academic eXentials is a standout choice for parents looking to secure their child’s future education.

With the AXA Academic eXentials, you can have peace of mind knowing that your child’s education is protected by a comprehensive insurance plan. The life insurance coverage provided by this plan guarantees that your child’s educational expenses will be covered, no matter what happens. Whether it’s for tuition fees, books, or other related expenses, the AXA Academic eXentials is designed to provide the financial support needed to ensure your child’s educational journey is uninterrupted.

One of the key advantages of the AXA Academic eXentials is its affordability. With flexible payment options and competitive premiums, this plan is accessible to a wide range of budgets. Whether you choose to pay monthly, quarterly, semi-annually, or annually, AXA offers payment options that cater to your financial capabilities. This allows you to easily incorporate the AXA Academic eXentials into your budget, ensuring that securing your child’s education is not a financial burden.

Investing in your child’s education is one of the most important decisions you can make as a parent, and the AXA Academic eXentials makes it easier than ever. With its affordable premiums, comprehensive life insurance coverage, and flexible payment options, this educational plan provides the security and peace of mind you need to ensure your child’s future is bright.

Sun Life Dream Achiever Plan: Flexible Options for Securing Your Child’s Education

The Sun Life Dream Achiever Plan is a comprehensive educational plan offered by Sun Life that provides flexible options for parents looking to secure their child’s education. This plan not only offers coverage for educational expenses but also includes additional protection riders and life insurance coverage throughout the policy’s duration.

With the Sun Life Dream Achiever Plan, parents have the flexibility to customize their plan by adding additional protection riders for disability, accidents, and more. This ensures that their child’s education is protected even in unforeseen circumstances. The plan also offers life insurance coverage throughout the policy’s duration, providing added peace of mind for parents.

Whether you’re looking to save for your child’s future education or provide financial security for their educational needs, the Sun Life Dream Achiever Plan offers a comprehensive solution. With its flexible options and comprehensive coverage, this plan is designed to help parents prioritize their child’s education and secure their bright future.

Table: Sun Life Dream Achiever Plan Benefits

Policy Features	Details
Flexible Options	Customize your plan with additional protection riders
Life Insurance Coverage	Provides coverage throughout the policy’s duration
Comprehensive Solution	Offers a comprehensive solution for saving and securing your child’s education

With the Sun Life Dream Achiever Plan, parents can have peace of mind knowing that their child’s education is well-protected. Whether it’s saving for future educational expenses or providing financial security for their educational needs, this plan offers the flexibility and coverage needed to secure a bright future for your child.

Sun MaxiLink Bright: An Affordable Plan with Life Insurance Benefit and Investment Fund Options

When it comes to securing your child’s education, the Sun MaxiLink Bright offers a comprehensive solution that combines life insurance benefits and investment fund options. This affordable plan from Sun Life provides parents with the peace of mind that comes with knowing their child’s future is protected.

With the Sun MaxiLink Bright, you can enjoy the benefits of a life insurance policy that provides a benefit of at least twice the Face Amount of the plan. This means that in the unfortunate event of your passing, your child will receive a substantial sum that can be used to fund their education. It’s a safety net that ensures your child’s dreams are not derailed by unforeseen circumstances.

What sets the Sun MaxiLink Bright apart is its investment fund options. Sun Life offers a range of funds managed by seasoned professionals who can provide expert advice on maximizing your investments. Whether you prefer a conservative approach or are willing to take on more risk, there are investment options to suit your needs and goals. This allows you to grow your savings over time, providing even greater financial support for your child’s education.

Benefits of Sun MaxiLink Bright:

• Life insurance benefit of at least twice the Face Amount
• Wide range of investment fund options
• Professional advice from experienced fund managers
• Affordable premiums

No matter what your budget may be, Sun MaxiLink Bright offers an affordable plan that allows you to secure your child’s future. With its life insurance benefit and investment fund options, you can rest easy knowing that your child’s education is protected while also having the opportunity to grow your savings. Consider the Sun MaxiLink Bright as a reliable choice for building a fund that will support your child’s educational journey.

Benefit	Description
Life Insurance Benefit	At least twice the Face Amount of the plan
Investment Fund Options	Wide range of funds managed by experienced professionals
Professional Advice	Expert guidance from seasoned fund managers
Affordable Premiums	Flexible payment options to suit your budget

With the Sun MaxiLink Bright, you can give your child the gift of a quality education without compromising your financial security. Invest in their future today and ensure they have the opportunities they deserve.

Image source: Sun MaxiLink Bright

BDO Life Educational Plan: Securing Your Child’s Education and Future

When it comes to planning for your child’s education, BDO Life educational plan stands out as a comprehensive solution that combines savings, life insurance, and investment tools. With experienced fund managers overseeing your investments, you can have peace of mind knowing that your child’s education is in safe hands.

The BDO Life educational plan not only helps you save for your child’s future, but also provides life insurance coverage for added financial protection. This means that even in unforeseen circumstances, your child’s education will be secured. It’s a win-win situation that ensures your child’s educational needs are met while prioritizing their overall well-being and future success.

With the BDO Life educational plan, you have the flexibility to choose how to allocate your funds based on your risk profile. Whether you prefer conservative or aggressive investment options, there are choices available to suit your financial goals. The plan also offers professional advice from experienced fund managers, who can guide you in making informed decisions for your child’s education fund.

Table: Comparison of BDO Life Educational Plan Options

Plan	Savings	Life Insurance Coverage	Investment Tool	Experienced Fund Managers	Financial Protection
BDO Life Educational Plan	✔️	✔️	✔️	✔️	✔️

Investing in your child’s education is one of the most important decisions you can make as a parent. The BDO Life educational plan provides a comprehensive solution that ensures your child’s educational needs are met while giving you the flexibility and financial protection you need. Don’t leave your child’s future to chance – secure their education today with BDO Life.

Manulife Education Builder

The Manulife Education Builder is an educational plan that provides comprehensive coverage to secure your child’s education. With flexible payment schemes and guaranteed benefits, this plan is designed to meet the diverse needs and budgets of parents.

The coverage offered by the Manulife Education Builder includes a 4-year or 5-year college education, depending on your preference. The premium cost for this plan varies based on the payment scheme chosen, offering options for regular pay, 10-year payment, or 5-year payment. This flexibility allows you to customize the plan according to your financial situation.

In terms of the education benefit, the Manulife Education Builder provides an annual payout ranging from Php 100,000 to Php 150,000. This ensures that there will be enough funds to support your child’s educational expenses throughout their college years.

Plan Highlights	Education Benefit	Premium Cost
Manulife Education Builder	Php 100,000 to Php 150,000 per year	Varies based on payment scheme

With the Manulife Education Builder, you can have peace of mind knowing that your child’s education is secured. Start planning for their future today and give them the best opportunities for success.

Flexible Payment Schemes

The Manulife Education Builder offers flexible payment schemes to suit your financial needs and goals. Whether you prefer to pay on a regular basis, spread out your payments over 10 years, or complete your payment within 5 years, this plan provides options that align with your budget and preferences.

AXA AcademiX

The AXA AcademiX is an educational plan offered by AXA that provides comprehensive coverage for a 4-year college education. With its flexible premium allocations, this plan allows parents to manage their money effectively and customize their investment strategy. The cost of the premium depends on the policy chosen, ensuring that parents can select an option that fits their budget.

With AXA AcademiX, parents can enjoy a wide range of benefits, including coverage for education expenses and the flexibility to adjust their premium payments. The plan also offers an education benefit that varies based on the contributions made, providing parents with the opportunity to grow their investment over time. By choosing AXA AcademiX, parents can have peace of mind knowing that their child’s education is secured.

Table:

Plan Features	Coverage	Premium Cost	Education Benefit
AXA AcademiX	4-year college education	Depends on policy chosen	Varies based on contributions made

Testimonial:

“Choosing AXA AcademiX was the best decision I made for my child’s education. The plan’s flexibility and comprehensive coverage gave me the confidence that I am securing my child’s future. I highly recommend AXA AcademiX to parents who want to invest in their child’s education.”

AIA Future Scholar

The AIA Future Scholar is an educational plan that offers comprehensive coverage, flexible payment terms, and valuable education benefits for parents looking to secure their child’s future. This plan provides coverage for education expenses, as well as life insurance and disability benefits, ensuring that your child’s education is protected even in unforeseen circumstances.

With the AIA Future Scholar, you can choose from flexible payment terms that suit your financial situation. The cost of the premium starts at Php 20,000 per year, giving you the flexibility to manage your budget effectively. Whether you prefer to pay annually, semi-annually, or quarterly, this plan offers payment options that fit your needs.

The education benefit provided by the AIA Future Scholar depends on the contributions made, allowing you to customize the plan according to your financial goals. This means that the plan can adapt to your changing needs and provide the necessary support for your child’s education, no matter the circumstances.

Coverage	Premium Cost	Education Benefit	Flexible Payment Terms
Education expenses, life insurance, disability benefits	Starts at Php 20,000 per year	Depends on contributions made	Annual, semi-annual, quarterly

When it comes to securing your child’s education, the AIA Future Scholar provides the coverage and flexibility you need. With its comprehensive benefits, affordable premiums, and flexible payment terms, this plan ensures that your child’s educational journey will be supported every step of the way.

Sun FlexiLink

The Sun FlexiLink educational plan offered by Sun Life provides comprehensive coverage for education expenses, as well as additional insurance benefits. With this plan, parents can secure their child’s education while also ensuring financial protection in case of unexpected circumstances. The cost of the premium will depend on the specific policy chosen, and there are various investment options available to help grow your money over time.

One of the key benefits of the Sun FlexiLink plan is its flexibility. Parents can customize the coverage and premium cost based on their specific needs and financial situation. This allows for a tailored approach to securing their child’s education without stretching their budget. Additionally, the plan offers a range of investment options, giving parents the opportunity to potentially increase their savings and achieve long-term financial goals.

Insurance Benefits

• Life insurance coverage: The Sun FlexiLink plan provides insurance coverage to ensure that your child’s education is secured even in the event of unforeseen circumstances.
• Flexible premium payments: Parents can choose from various premium payment terms, making it easier to manage their budget.
• Investment options: The plan offers a wide range of investment options, allowing parents to grow their money over time and potentially earn higher returns.

In conclusion, the Sun FlexiLink plan is a reliable choice for parents looking to invest in their child’s education and future. With its comprehensive coverage, flexible premium options, and investment opportunities, this educational plan provides the necessary financial security to ensure a bright future for your child.

Plan	Insurance Coverage	Premium Cost	Investment Options
Sun FlexiLink	Life insurance coverage	Depends on policy chosen	Wide range of options

Singlife Cash for Goals: Convenient and Hassle-Free Budgeting for Financial Security

When it comes to securing your child’s education, budgeting and financial planning are key. That’s where Singlife Cash for Goals comes in. This educational plan offers a convenient and hassle-free way for parents to save and invest in their child’s future.

With Singlife Cash for Goals, you can allocate your funds into the Singlife Smart Investment Fund, an investment fund designed to maximize your earnings. This means that your money has the potential to grow faster than in a regular savings account, providing you with the financial security you need for your child’s education.

What sets Singlife Cash for Goals apart is its flexibility. You have the freedom to top up your investment continuously, allowing you to adjust your savings strategy according to your changing financial situation. This ensures that you can constantly work towards your savings goals, no matter how they evolve over time.

With Singlife Cash for Goals, budgeting for your child’s education becomes a breeze. Say goodbye to the stress of managing multiple accounts and juggling various expenses. This educational plan offers a streamlined and convenient solution, so you can focus on what truly matters – providing your child with the best education possible.